Disability Insurance & Long-term Care

 
 
 

Disability Insurance

An unexpected disability can happen to anyone at any time and not just from illness. Statistics show that in the US a disabling accident occurs, on average, once every second. An estimated 19.4% of Americans are currently living with a disability, and 25% the US workforce will suffer a disabling injury before retirement. If you are self-employed, or if your employer does not provide disability,  we strongly recommend you consider purchasing this insurance. 

 
 

Long-term care

Sometimes disabilities or deteriorating health can require long-term care by a nurse, or even require services provided by a nursing home or modification to your own home. Choosing a Long-Term Care plan with flexible options will allow you to cope financially with any situation.