Retirement and Financial Planning

 
 

Mutual Funds

Although mutual funds do carry some risk, it allows individuals with similar financial goals to pool their money with many other investors. A professional money manager will invest the money in many different types of securities (diversification) that meet the objectives of the fund. 

Variable Universal Life

Variable Universal Life is a type of life insurance policy that offers both a death benefit and an investment feature. The phrase variable comes from the fact that you can invest the accruing cash value  into various types of accounts with various values, which function similar to mutual funds.

 

Variable Annuities

A variable annuity is a type of insurance contract that offers both guaranteed retirement income and an investment feature. You can invest  into various types of accounts with various values, which function similar to mutual funds.

Other Retirement funds

  • Traditional & Roth IRAs
  • IRA & 401(k) Rollovers

College Funds

  • 529 College Savings Plans
  • Coverdell Education Savings Accounts
  • UGMAs/UTMAs